This firm offers Bankruptcy services both on its own, and, where appropriate, in more complex cases, in conjunction with some of the leading Bankruptcy practitioners in Palm Beach County.
Chapter 7 Bankruptcy in Florida
In a Chapter 7 Bankruptcy, all of your unsecured debts are wiped out allowing you to start fresh. Unsecured debts generally included under this umbrella are medical bills, credit cards, utilities bills. Other debts however, such as student loans, taxes, alimony and child support will remain, leaving you responsible for these debts. Under Florida law, most consumers filing for a Chapter 7 will be able to keep their personal property. This however will depend on the specific circumstances of your case.
Chapter 13 Bankruptcy in Florida
In Chapter 13 Bankruptcy, a repayment plan is set up which generally last three to five years for the benefit of your creditors. You are required to pay your debts in full or in part depending on your financial ability. After the specified period has ended, the remaining unsecured debts are discharged leaving you only with secured debts such as student loans, mortgages, child support, and alimony.
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